Internet banking payments
worldwide in real time
Through a range of online banking payment methods, customers who do not own a credit or debit card are also given the option of making secure online payments. This increases the conversion rate and customer satisfaction. Wirecard offers different online bank transfer options on a single platform, which only has to be integrated into your payment page once, a process which is very easy to complete.
Transaction costs are extremely low and you will receive immediate payment confirmation in real time. You can supply the ordered product or service immediately, because the order can no longer be cancelled by the customer.
Our range of services covers four continents: Asia, Europe/Eastern Europe, the Pacific region (incl. Australia and Oceania) and South America.
Wirecard's Bancontact/Mister Cash system is a payment method accepted by all the Belgian banks. With an estimated 8 million users, Bancontact/Mister Cash is among Belgium’s most popular e-Commerce payment systems.
The CIMB payment system is extensively used throughout Asia. Every CIMB Bank customer can use it to make quick and easy online payments.
Malaysia, Philippines, Singapore
The around 80 million online banking customers of Banco Bradesco can pay for online purchases directly from their bank accounts. Hardly surprising, then, that Debito Bradesco is ranked top among the most popular national payment methods. Banco Bradesco is one of Brazil’s biggest banks.
eKonto is one of the products offered by the Czech Republic’s Raiffeisen Bank. In 2010, for the third time in a row, it won the best local account product award. All eKonto owners can make quick and easy online payments in 9 currencies.
eps online transfer is one of the simplest and safest payment methods used by Austrian bank customers. The system also allows online traders to reach more than 3 million consumers. Already, 20% of Austrian online buyers and 80% of all Austrian retailers are making use of the benefits of eps. In addition to the payment system, in association with Raiffeisenverband Salzburg, national bank accounts and transaction posting are other services on offer.
With almost 17 million users, giropay is a well-established and popular payment method used by customers who hold a German online bank account with one of the 1,500 participating banks and savings banks. giropay is tailored to suit e-Commerce and offers both traders and customers a quick and easy payment method. It also guarantees sums of up to EUR 10,000 per transfer.
More than 60% of all Dutch e-Commerce purchases are processed by iDEAL. In 2008, 25 million purchases were concluded using the system, representing an increase of 87% compared with the previous year. iDEAL uses the established online banking systems set up by Dutch banks such as ABN AMRO, Fortis, PING, Postbank, Rabobank and SNS-Bank. The iDEAL solutions give traders the opportunity to reach around 12.5 million online banking customers. In addition to this, in association with our business associates ING Bank N.L., we also offer national bank accounts and transaction posting.
Customers find the Trustly payment method easy to use, while retailers find it secure. Based on the cross-border cooperation between a series of national banks, Trustly is open to all customers holding bank accounts in any of the supporting countries.
Estonia, Finland, Poland, Sweden
Maybank2u.com is a product offered by Maybank. As one of the major banking groups in Asia, Maybank allows customers to pay for online purchases directly from their bank accounts.
Malaysia, Philippines, Singapore
This tried and tested local payment method which was introduced in 2006 is now one of the most popular payment methods in use in Australia and New Zealand. More than 50% of online purchases are now paid for using POLi. In addition, POLi is the preferred method of charging up a series of online payment systems (e-Wallets). POLi is supported by 14 Australian and 8 New Zealand banks and consequently gives traders the opportunity of reaching more than 33 million online banking users.
Australia, New Zealand
P24 is currently the most frequently used Polish payment method and is characterised by particularly low transaction fees. In Poland, more than 80% of online purchasers use P24 to pay and in excess of 8,000 retailers are already using P24 for processing payments in their web shops. P24 is supported by 30 local banks, and this offers huge customer potential for e-Commerce. Wirecard implements the P24 payment option for online traders all over the world.
Online Bank Transfer.
Based on the established e-Banking systems used by all the cooperating banks, Online Bank Transfer. operates as the data processing intermediary between web shops and online customer bank accounts. SOFORT Banking for online purchases is supported by 99% of all German and 95% of all Austrian banks.
Austria, Belgium, France, Germany, Italy, the Netherlands, Poland, Spain, Switzerland and the United Kingdom of Great Britain and Northern Ireland
At a glance
- Greater international reach
- Less expensive than other payment processes
- Higher level of customer satisfaction assured by local payment methods
- Increased conversion rate
- Real time authorisation of payment
- Payment guarantee and fast receipt of money
- Minimised fraud and default risk